| S.No. | Type of Loan | Interest Rate | Duration |
|---|---|---|---|
| 1 | Mortgage Loan | 12.00 % | |
| 2 | Home Loan | 8.50 % | till 5 years |
| 9.50 % | more than 5 years | ||
| 3 | Vehicle Loan | 9.50 % | till 3 years |
| 10.00 % | till 7 years | ||
| 4 | Cash Credit Limit Loan | 11.50 % | |
| 5 | Cash Stock Installment Loan | 11.50 % | |
| 6 | NSC, LIC/KYP, and others | 11.00 % | |
| 7 | Durable Consumer Loan | 12.00 % |
| S.No. | Duration | ||
|---|---|---|---|
| Non-Senior Citizens | Senior Citizens | ||
| 1 | 15 to 45 days | 3.50 % | 4.00 % |
| 2 | 46 to 90 days | 4.50 % | 5.00 % |
| 3 | 91 to 180 days | 4.75 % | 5.25 % |
| 4 | 181 to 240 days | 5.25 % | 5.75 % |
| 5 | 241 days to 1 year | 6.00 % | 6.50 % |
| 6 | 1 year to 2 years | 6.75 % | 7.25 % |
| 7 | 2 years to 3 years | 7.00 % | 7.50 % |
| 8 | 3 years to 5 years | 6.80 % | 7.30 % |
| 9 | More than 5 years | 6.50 % | 7.50 % |
| 10 | Up to 666 Days (Without Premature Payment facility "Non-Callable" ) | 7.15 % | 7.65 % |
| S.No. | Duration | ||
|---|---|---|---|
| Non-Senior Citizens | Senior Citizens | ||
| 1 | 1 year to 2 year | 7.30 % | 7.80 % |
| 2 | More than 2 years | 7.40 % | 7.90 % |